Prepare everything first. Chop up the onion nice and small, and grate the garlic and ginger so it’s all ready to go.
Start by washing them to remove dirt, peeling them, removing the stones, and roughly chopping the flesh. Set it aside for later.
Add a splash of oil to a small pan and warm it over low heat. Once it’s hot, toss in the coriander seeds and mustard seeds.
When the seeds start to pop and smell all toasty, throw in the chopped onion, grated garlic, and ginger. Stir-fry it all for about 2- 3 minutes until the onion softens a bit.
Add in the chili flakes, cumin, turmeric, and black pepper, curry powder, and the cardamom, and give everything a really good stir so it’s coated in spice.
Drop in the chopped loquats, plus the salt, agave syrup, and apple cider vinegar. Stir everything together and let it gently simmer for 6-7 minutes, stirring now and then.
Cool and store. Let the chutney cool completely, then transfer it to a sterilised jar. Pop it in the fridge, it’ll keep for about a week.